Personal Injury

If you are injured in a car or other accident, you may be entitled to compensation. There are three primary requirements to determine if you are entitled to compensation.

Compensation Requirements

The first requirement is that you suffer injury or loss.

A person does not have to have serious injuries such as a broken bone or bleeding to be entitled to a settlement. If your injury is serious enough to require medical care and attention, it would satisfy the first requirement for compensation.

The second requirement is that you are not the at-fault party.

If you were primarily responsible for the accident that caused your injury, you probably would not be entitled to compensation. However, if you were a passenger in a car regardless of who is at fault, you would be entitled to file a claim.

The third requirement for a personal injury claim is that there be insurance.

Primary responsibility for payment of your settlement lies with the insurance company for the at-fault party. However, if the at-fault party does not have insurance, you may still be able to receive compensation if you or someone else in your household has uninsured motorists coverage.

To summarize, the three requirements for a personal injury settlement are:

• injury
• fault
• insurance

If your case includes two or more of these requirements, you should consult with an attorney to determine if you should file a claim.